Victim plays MP3. User is informed that a Codec is needed to listen to the song and is directed to a website to download the missing software. Victim installs "Codec". Wham!!! Victim trojaned.
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If you had a decent AV software installed and updated, it would have prevented you from downloading the malware. However, there are crappy AV engines that failed to detect this malicious executable.
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Don't be fools people! Always question every piece of software you are prompted to install.